Hyderabad is most developing city hyderabad. Most of employees has been settled in Hyderabad. Most of them are looking for Home Loan in Hyderabad, Eligibility and Required documents, Interest Rates. Before take home loan read this post, i.e You can get complete information regarding Home Loan.
| Document Type | Salaried Applicants | Self-Employed Applicants |
|---|---|---|
| Identity Proof |
Aadhaar Card PAN Card Passport Voter ID Driving License |
Aadhaar Card PAN Card Passport Voter ID Driving License |
| Address Proof |
Aadhaar Card Utility Bills (Electricity / Water / Gas) Passport Rental Agreement |
Aadhaar Card Utility Bills (Electricity / Water / Gas) Passport Rental Agreement |
| Income Proof |
Last 3–6 months Salary Slips Form 16 (Last 2 years) Employment Certificate |
ITR Returns (Last 2–3 years) Profit & Loss Statement Balance Sheet certified by CA |
| Bank Statements | Last 6 months bank statement | Last 6–12 months bank statement |
| Employment / Business Proof |
Company ID Card Employment Letter |
Business Registration Certificate GST Registration (if applicable) Shop Act / Trade License |
| Property Documents |
Sale Agreement Title Deed Approved Building Plan NOC from Builder Encumbrance Certificate |
Sale Agreement Title Deed Approved Building Plan NOC from Builder Encumbrance Certificate |
| Photographs | Recent Passport Size Photographs | Recent Passport Size Photographs |
| Bank / Lender | Interest Rate (Starting) | Processing Fee | Apply Now |
|---|---|---|---|
| State Bank of India (SBI) | 7.50% – 8.70% p.a. | Up to 0.35% | Apply Now |
| HDFC Bank | 7.90% – 13.20% p.a. | Up to 0.50% | Apply Now |
| ICICI Bank | 8.25% – 9.85% p.a. | Up to 0.50% | Apply Now |
| Axis Bank | 8.30% – 9.70% p.a. | Up to 1% | Apply Now |
| Bank of Baroda | 7.45% – 10.20% p.a. | 0.25% – 0.50% | Apply Now |
| Punjab National Bank | 8.25% – 10.65% p.a. | 0.35% | Apply Now |
| Canara Bank | 8.20% – 10.85% p.a. | Up to 0.50% | Apply Now |
| Kotak Mahindra Bank | 8.35% – 9.75% p.a. | Up to 0.50% | Apply Now |
| LIC Housing Finance | 8.35% – 10.75% p.a. | Up to 0.50% | Apply Now |
| Bajaj Housing Finance | 8.25% onwards | As per lender policy | Apply Now |
*Interest rates may vary based on credit score, loan amount, and bank policies.
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