- [email protected]
- +91 9100969611, +91 9100123251
Need funds for big plans or unexpected expenses? Your fixed and movable assets can help you secure the financial support you need—without selling them!
With VLFINPIN mortgage loans, you can leverage the value of your property to access low-interest rates, flexible repayment plans, and a fast, hassle-free process. Whether it’s for business expansion, education, or personal needs, we ensure you get the best offer tailored to your requirements.
A loan against property is a secured loan where your owned land, house, or commercial property is pledged as collateral. Your asset remains with the lender until the full repayment is made, allowing you to unlock funds while retaining ownership.
Make the most of what you own—secure your future today!
The loan applicant has to meet the age criteria when applying for a loan against property. In most cases, the applicant should be a maximum of between 65 years to 70 years by the maturity of the loan scheme.
Nationality: You need to be a citizen of India with documents to prove your claim.
Occupation and Income: Your lender Will require you to furnish details regarding your occupation and income to your professional and financial determine your creditworthiness.
Credit score: financial ledgers will take into consideration the cibil score of the individual to ensure that heishe has decent repayment track record.
Work experience: The job stability Of the salaried or self-employed individual plays a role in deciding the eligibility of the applicant.
Banking Relationship: Should you have a healthy relationship with your lender, You will be disapprove for a LAP. Additionally, your lender will offer you better terms and conditions in respect loan value, interest rates, period of the loan, hidden charges and processing fees.
Market value of the Property: Your lender retains the right to decide the loan amount and terms and conditions of your mortgage loan based on the market value of your collateral property, Besides, the market value of the mortgaged property must be higher than the loan amount calculated on the current value of your property.
Perform with Trust.
Our streamlined process ensures quick loan approvals, so you get the funds when you need them the most.
We offer repayment plans tailored to fit your needs and budget.
No hidden fees, no surprises—just clear terms and fair conditions
VLFINPIN Pvt. Ltd.
Empowering you with quick, flexible, and transparent financial solutions. We make accessing loans simple, fast, and stress-free, helping you navigate life’s challenges with confidence.